Artificial intelligence
Ask your books a question, in the words you would actually use.
Who owes me more than five hundred pounds. What did I take last Tuesday. Why did that disposal match under the thirty-day rule. Answered from your own records, in seconds, by something that has read all of them.
Two ways to use it
Ours, in London. Or your own, wherever you keep it.
Both do exactly the same things, under exactly the same permissions. The difference is whose computer the thinking happens on, and therefore where your data goes.
Managed by us
Runs in London, paid in credits.
Where it runsAmazon Bedrock in the London region, on Claude Sonnet 4.6. Your data does not leave the United Kingdom.
What it costsCredits, bought in packs. You see what each question cost afterwards, and you set a monthly ceiling we cannot exceed.
SetupNone. Turn on the capabilities you want and ask a question.
TrainingNothing you send is used to train any model, ours or anyone else's.
Bring your own
Your assistant, your account, your bill.
Where it runsWherever your provider runs it. Connect your own Claude or ChatGPT account and talk to Ceodore from there.
What it costsNothing to us. You pay your provider directly and we take no credits.
SetupConnect once, and grant the same capabilities you would grant ours.
ResidencyWe cannot guarantee it. Your data goes to a provider you chose, on their terms, and may be processed outside the United Kingdom. We tell you that at the moment you connect, not in a help article.
Permissions
Everything starts switched off.
A new business has no AI capabilities enabled at all. You turn on what you want, one at a time, and every one of them has three states. The setting applies to both ways of using it, so blocking something blocks it everywhere.
Blocked
Not offered, not available, not answerable. Asking for it is refused with a reason rather than quietly ignored. This is the default for everything.
Read only
It can look at what it needs and answer the question. It cannot change anything, anywhere, by any route.
Read and write
It can additionally propose a change: here is what would happen, here is the before and after, here is what it comes to. Nothing is applied until you press the button yourself.
Write does not mean write
This is the part worth understanding. A capability with write access does not make changes. It produces a proposal, and the proposal sits there until a person signs in and commits it. The assistant cannot press that button, and neither can anything it is talking to.
It also never exceeds the person using it. If a member of your team cannot see payroll, neither can their assistant. Permission is whichever is narrower, always.
What it can do
Twenty things, each one switched on separately.
Your books
Ask a question. Anything about your own records, in plain language, answered from the actual numbers rather than a guess.
Classify what came in. Suggests a category and a nominal code for transactions that did not match a rule.
Name a stranger. Works out who an unknown address probably belongs to, from the evidence around it.
Match the awkward ones. Proposes matches between payments and invoices where the automatic match gave up.
Flag what looks wrong. A duplicate bill, a payment well outside a supplier's usual range, a VAT rate that does not match similar lines. It tells you; it never quietly corrects.
Explain a figure. Why box 6 is what it is, why that disposal matched under the thirty-day rule, why something was treated as a transfer rather than income.
Paperwork
Read a bill. Point it at a supplier invoice or a receipt and it pulls out the supplier, the date, the lines and the VAT.
Question a document. What are the payment terms, when does this renew, what is the notice period.
Getting paid
Draft a quote or an invoice. From a sentence describing the job.
Chase the late ones. Reminders written to match how late it is and how that customer usually behaves. Gentle for the reliable, firmer for the habitual.
Tell you where the month lands. What is due in, what is going out, what that leaves.
Look at what you spend. Recurring costs, suppliers that have crept up, subscriptions still going out.
Customers
Summarise one. What they buy, how they pay, how late they usually are.
Reply to a review. Drafted for you, posted only when you say so.
Write your listing. Your public profile, your product descriptions, your service list.
Running it
Write the month up. A narrative from the numbers, for an owner rather than an accountant.
Help you set up. Chart of accounts, tax settings, connecting Xero, the first invoice.
Find the thing you half remember. That job in Leeds with the broken grinder.
What it will never do
It cannot touch your money. There is no setting for it.
No capability initiates a payment, signs a transaction, or reaches anything holding a key. Not at read-only, not at read-and-write, not with every switch turned on. The capability does not exist to be granted.
It will not answer questions about cryptoassets as investments either. No prices, no markets, no opinions on what to hold. It covers your business and it says so when asked for anything else.
And it cannot be talked into anything by your data. A supplier who puts an instruction in a payment reference, a customer who writes one into a review: that text is quoted, framed as information, and never read as a command. Permission is decided before the assistant is asked, and nothing it reads can widen it.
Every action it takes is written to your activity log, marked as coming from AI, with what was asked and what was done.
Credits
You can see the meter.
Bought in packs, and they do not expireYour plan includes an allowance each month; beyond that you buy more when you want more.
Priced from what it actually costNot estimated. We measure the real cost of each request and apply a set markup, and you can see what any question cost you.
A ceiling you setA monthly maximum, enforced by us, that cannot be exceeded. Warnings before you reach it.
It stops rather than surprises youAt zero it refuses politely. It does not queue the request, quietly switch to a worse model, or run up a bill you find at month end.
Automatic top-up is offUnless you turn it on, and it has its own limit when you do.
Nothing at all if you bring your ownConnect your own assistant and we meter nothing, because we are paying for nothing.
Being straight about the trade
If you use ours, your business data is processed in London on infrastructure we are accountable for, and you pay us for it.
If you bring your own, you pay nothing to us and you get whichever assistant you already like, but your data goes to that provider on their terms and we cannot promise it stays in the country. That is not a criticism of them. It is simply not ours to promise.
Most businesses will want the first. Anyone with their own AI policy will want the second. Both are proper options rather than one being a consolation prize, which is why the permissions are identical either way.
Off by default. On when you decide.
Nothing here is enabled for you, and nothing here is required to use Ceodore. The books work perfectly well without it.