For business
Keep more of every sale, and stop reconciling it by hand.
Take payment in stablecoins at the counter, online or by invoice. Ceodore records every penny of it properly, so your VAT return and your capital gains are already done.
The arithmetic
On £200,000 of card sales, you are handing over the price of a van.
At 2%, that is £4,000 a year in fees before anyone has been paid. A stablecoin payment costs a fraction of a penny to move, whatever the amount, and it lands in about a second rather than three days.
How stablecoins work, in plain EnglishInvoices
Who owes you what, without opening a spreadsheet.
Outstanding, overdue and received this month across the top. Everything underneath updates itself as payments settle.
What you get
Everything a business actually has to do with money.
The books keep themselves
This is the part nobody else does properly, and it is the reason most businesses have said no to stablecoins until now.
More on accountingVAT on the sterling value at the time of supplyCalculated the moment a payment lands, not reconstructed at quarter end. Exports ready to file.
Capital gains, pooled properlySection 104 pooling with same-day and thirty-day matching, applied to every disposal automatically.
Straight into XeroMapped to your nominal codes. QuickBooks, Sage and FreeAgent too.
A free seat for your accountantRead access across every company you run, on most plans.
Taking the money
Across the counter or across the world, with no terminal to rent and nothing deducted on the way.
More on paymentsAt the counterTap a tag or show a code. Confirmed on screen in about a second, receipt by email or printed.
OnlineA hosted checkout page or a payment link you can send by message. No account needed at their end.
On your websitePlugins for Shopify and WooCommerce, and an API if your site is bespoke.
By invoiceQuote, accept, invoice, chase. Priced in pounds, settled in stablecoins.
Paying people
Contractors and freelancers anywhere in the world, paid in seconds for pennies instead of days and a bad exchange rate.
More on paying peopleA designer in Buenos Aires is the same as one in BoltonNo account to open at their end, no minimum, no correspondent bank losing it for a week.
Batch payment runsTwenty contractors is one review and one approval.
Recorded as it happensAgainst the right supplier, valued in sterling, categorised.
UK employees stay on normal payrollPAYE and National Insurance have to reach HMRC in sterling. Ceodore calculates and records; your payroll pays.
Customers can find you
Every business on Ceodore gets a profile in the directory, on the map, and in the app people use to pay.
More on promotionsReviews that cannot be fakedOnly someone whose payment actually settled can write one. You get right of reply.
Offers you control (in development)Discounts on selected products, spend thresholds, first-order offers, stamp cards. You will set the budget and the expiry.
Credit that comes back to youReward customers with credit at your business, tracked as a liability and released properly when it is spent.
Gift cardsMoney taken now against goods chosen later, with the VAT falling when the card is spent.
Nobody holds your money
Payments go straight from your customer to your own wallet. We are never in the middle of it.
More on securityWe cannot touch your fundsNot as a policy. As a matter of how it is built.
Sign in with a passkeyYour face or fingerprint. No password for anyone to phish out of you.
Everything stays in the United KingdomServers, database and backups, all in London.
We do not want your identity documentsSign up with an email. Verifying your company is optional.
Thirty days, no card details.
Connect a wallet, send one invoice, and watch it land in your books in pounds. If it is not for you, nothing follows you out of the door.